COBRA Insurance information is available from a number of public sources, including the Department of Labor (www.dol.gov/ebsa).  All of the latest COBRA regulations are available at no cost from the D.O.L.

The information you will find at these sources will not likely provide much help in your efforts to effectively administer COBRA.  To achieve COBRA compliance, you will need:

• A COBRA Procedures Manual.
• Up-to-Date COBRA Notices.

The Department of Labor provides neither.

Remember, it is your responsibility to educate your employees and ex-employees about their COBRA rights and responsibilities so they can make informed choices about electing COBRA insurance.

If your company employed 20 or more employee during the previous calendar year, you are likely subject to COBRA provisions and must take action to make certain your company is COBRA compliant. 

What to do.

There are a number of ways for your company to get into compliance with COBRA regulations.  You may consider outsourcing your COBRA administration responsibilities to a third party.  While expensive, this is often an excellent choice for larger companies with high-turnover. 

Medium-sized employers may consider one of the many COBRA software programs on the market.  Your Human Resources department should be prepared to spend plenty of time learning these often complex programs.

An excellent choice for smaller employers (less than 150 employees) with moderate turnover and COBRA activity is CobraAid. CobraAid specializes in helping employers with in-house COBRA administration.  Our COBRA software, up-to-date notices, and e-mail support for your COBRA questions are all designed to help your company get COBRA compliant.

For more information about CobraAid's COBRA Compliance Program:

Employers Click Here

Brokers Click Here.

For a Free COBRA Employers Guide, CLICK HERE.

See how easy it is:

Watch the COBRA Software Demo

COBRA is a Federal law that requires certain employers to offer ex-employees and their dependents the opportunity to continue their coverage under the company’s group health plan. To request a free copy of COBRA’s latest regulations (2004) in PDF version, send your request to service@cobraaid.com